Pat Hiban is an international best selling author, who was labeled as learning disabled at age 8, his journey to success as a semi-retired New York Times International Best Selling Author of 6 Steps to 7 Figures, radio show host, entrepreneur, and billion-dollar real estate agent was driven by his desire to make a difference in the lives of others.

After being labeled “learning disabled with speech deficiencies” in the 2nd grade Pat struggled through public school and graduated college in 1987 with a 2.6 GPA. After college, Pat jumped into the sales industry with the least barrier to entry – Real Estate !!! In his first year Pat struggled and almost quit making a little over $13,000 in commissions. For the last 30 years Pat has been heavily involved in the Real Estate industry as both, a top agent, broker and investor in residential and commercial properties. Throughout his career he has sold over one billion dollars in Real Estate including over 500 homes in a single year and 14 homes in a single day. He has been recognized by both Re/Max and Keller Williams as their number one agent in the world! In 2010 he sold his team business to his long time partner, Mike Sloan and went on a book tour to promote his book “6 steps to 7 figures : A Real Estate Professional’s Guide to Building Wealth and Creating Your Destiny” . With the help of an introduction written personally by Gary Keller the book went on to sell over 20,000 copies and hit #6 on the New York Times Best Seller List and #1 on Amazon and Barnes and Noble. He is an active investor with over 40 lines of passive income (mostly Real Estate) .In 2014, Pat launched his podcast “Real Estate Rockstars” which has had close to 3 million unique downloads by Real Estate Agents from 108 countries. He currently owns and operates Rebus University and Big Profit Agents which are training platforms for active Real Estate salespeople. He has 2 daughters in their 20’s and resides in Folly Beach South Carolina with his wife of 25 years.

Pat is the author of two books:

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Key Takeaways:

  • Get down to Folly Beach, SC. Where?
  • Pat’s Portfolio Mixup
  • Addictive to Investing
  • Where’s the market headed?
  • Find the courage to take action
  • College or No College
  • Improve Your Circle
  • Live a Legendary Life

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Links mentioned in this episode:


[00:00:02] We’re now recording Pat, welcome to the show, Joe.

[00:00:05] Man, this is great. Thanks for having me.

[00:00:07] Absolutely. So I’m going to admit we had a little snafu yesterday and we’ll take full responsibility. That’s where a day late, but that’s OK. We’re here. I sound a little bit better than I did yesterday. So maybe that’s what you go save as a reason.

[00:00:21] And I was buying because I was I was arrested yesterday. So I have time now. So this is good.

[00:00:27] So I believe, Pat, you are the first agent I’ve actually had on the show, but without a doubt, you are absolutely the first billion dollar agent that I’ve had on the show. So congratulations. That’s it. Thank you. Thank you. Check more for some. I don’t know that I’ve ever met a billion dollar agent at all. Ever. I don’t know. I mean, I don’t walk around. I mean, like you you’ve got a name tag on, right. That says.

[00:00:53] Yeah.

[00:00:53] That that that’s one of the things that is extremely impressive about you is how much you’ve done that. But you’ve also started investing in real estate as well. Right.

[00:01:04] Yeah. Yeah, I started early on and I think that’s where most real estate agents or, you know, people in general. Our mistake may our mistaken, especially real estate agents. Right. Because they’re dealing with this all day. You know, they should be doing it themselves.

[00:01:24] Yeah. Yeah. And you’ve sold. Obviously, you saw a lot of real estate in, but I’m interested to know what your investing portfolio looks like today. You saw Investor Day, right?

[00:01:37] Yeah. All right. So today I’ve got I got about 10 single family homes in Maryland, which is where I’m from. And then I have the house I live in, which is in South Carolina, near Charleston. And then I have seven multi-family. You know, whatever you want to call them, neighborhoods or whatever that. Then I’m a partner in one shopping center. That’s really it as far as real estate. And then I have no I have very little I have like two percent of my net worth is in like the stock market, just like retirement accounts, you know. And then I do have probably about 30 percent of my net worth is in companies now that are where I was an angel investor.

[00:02:36] Gotcha. Gotcha. So I noticed you mentioned near Charleston. Right. And I know you and I connected on Facebook. So I know you’re in Farley Beach, which. Yes. If you were to set Folly Beach, everybody be like, where’s wallet?

[00:02:47] Yeah, exactly.

[00:02:48] You know, so I know where it is. I’ve actually been to Folly Beach. Yeah.

[00:02:53] Many, many moons ago we were there’s a girl I’m married to now. She’s my girlfriend at the time. She’s from Clemson. So the upstate. Right. And we went down to Charleston to meet some of her friends. It’s been the weekend. And we stayed in downtown Charleston. And those rules, swanky hotel. And I can’t remember the name of it because it was probably a decade ago.

[00:03:14] There’s a couple, um, there’s even more now.

[00:03:16] I bet. I bet this one’s been around for a while. I think it’s like a hundred years old. And we walked in. I was like, man, I do not. Maybe Francis married. So. So one night we said, hey, we’re going to Folley Beach, right? Nice up some bar down there. And it just so happens, this is when all the flipping shows on HGTV happened one night. And the guy, the original host for the original flip this house there was based in Charleston.

[00:03:42] I was in that bar, got to talking to him. And he got to say he got to say, what the heck are you doing in Folly Beach if your stay in it the name of the hotel. And it was he was asking me a hard time with that.

[00:03:55] That’s what I always tell people. I’m like, yeah, you got to come down. If you’re in Charleston, you gotta come down to Farley Beach Beaches where the live music is. And like like the. This is where it’s much more bohemian. Yeah, right. You know, then then downtown Charleston. Charleston. You know, you pay $24 for a day, a martini. Then come the Farley Beach and get a Abud heavy for a buck 50. So come on down.

[00:04:20] I like it. I like it.

[00:04:22] So out of all those investments that you’ve got, it’s interesting to hear you’re still in single family. Right. And even then, you’ve got seven more our family. We’ll call them apartment complexes. Right. With some additional partners in the shopping center.

[00:04:37] What is your what is your favorite? If you look at asset class or asset types, what’s your favorite asset type to be investment in one?

[00:04:48] Well, you know, the most exciting right then the most exciting is the private companies, right? Because they’re. Yeah. Because you just never know. But, you know, that’s like playing craps, right. When you bet on hard 8 or hard 6, you know. Course that’s most exciting because you know, when you hit you hit big.

[00:05:10] But the.

[00:05:13] You know, there’s clearly a reason why I, you know, have a bunch of single family homes and I used to have a bunch more and multi-family projects and now. Let me clarify something. I’m also selling right now. So I had twelve single family homes I rented out in Maryland. I sold one had just settled. And I’m putting another one on the market this week. And and I’m just culling a herd of some stragglers that I didn’t like that weren’t renting real well. And then we’ve had several multi-family projects that have sold at least three in the past 18 months. And that that is because, you know, the the market had two times two and a half and five years.

[00:06:01] And we’re like, you know, we can’t ignore that. So. So we just sell. So where are we? I’m probably selling. I’d like to say I’m selling more than I’m buying. But the problem is, I have an addiction. I just elected. I’m addicted to investing. So somebody brings me a deal and I’m like. All right. Plus, I had a couple of companies, companies, angel investor companies that actually sold. And, you know, I’ve got a tax liability on account of it. So I’m investing in opportunity zones. So it’s it’s a commitment. It’s making me focus on opportunity zones, which just happen to be multi-family projects. So I’m getting out of multi-family prices, but then I’m going right back in. I would say I’m almost getting out of more tertiary markets like. You know, the rural markets. And I’m going in. Just coincidentally to Austin, Texas and Philadelphia. You know, that just happens to be where the opportunity zones are. Right there in the cities.

[00:07:08] Yeah. Which is crazy. That’s good. That’s good. So you sell your. You say you’re selling more now and it’s strictly because of what the market’s providing now. Yeah. Do you see how, you know, everybody’s got their crystal ball and got their own predictions? I always like to ask, especially guys like you have been around for for quite some time. So they have the experience that you do. Where are we headed with the whole market?

[00:07:37] Yeah, I mean, it’s great. I mean, I do think we’re going to. I do think unequivocably there’s going to be a slowdown in a in a recession. Right. I mean, just it’s normal, right? It’s like it’s like anything. So. So I am starting to funnel some assets to more conservative investments like gold. And you know, there’s a lot of people I know in the game that are sitting on heavy amounts of cash, which I’ve always had a problem doing because it’s just hard for me mentally. But but I know that action.

[00:08:11] All right. Let’s get back to that addiction part, right?

[00:08:14] Yeah, but but so much so. Yeah. So I’m I’m going to. Yeah, my portfolio is going to shift toward more more of a conservative less less real estate in the future for sure.

[00:08:29] Yeah. I gotcha. So less when you say a recession. Do you mean a correction in the housing market? Or do you mean an overall recession?

[00:08:38] And what I mean, yeah, yeah. Our houses are gonna sit on the market longer. It’s going to start with the luxury and then it’s going to move to the condos. Right. And then and then I’ll hit regular markets, I think. And then. Multi family. I’m a little concerned that multi-family is in a bubble. It’s mostly it’s a it’s a very, very respected asset class.

[00:09:06] You know, 10 years ago, very few people invested in multi-family. Now, you know, you’re my grandmother’s invested in multi-family. You know what I mean? So I do.

[00:09:15] I mean, I had this conversation last week with somebody and I said, I don’t know if it’s because I’ve been on this. And I want to talk to you about this, because this is kind of the basis of the tribe movie millionaires book. But I’ve been on this kind of journey to improve the circle people that I’m around the most. And I don’t know if it’s because I’m choosing to be around those people who are focused on multi-family more or if it’s just more family is the thing. But everywhere. I mean, I can’t turn a corner without somebody sticking a multi-family deal in my face. You know, is it has it always been like that or is it is? No, no, no. Okay.

[00:09:55] So there’s definitely no I mean, ten years ago now, you wouldn’t even make it very rare. You know, it was hard. It was hard to get a multi-family deal. Yeah. You know, 10 years ago.

[00:10:09] So what is it? Well, can’t you guess? I guess you kind of said it is that you’re getting away from.

[00:10:17] Trying to get away from that opportunity zones are pulling me back. But if it weren’t for the opportunities, I would have learned from my my angel investments where, you know, I I would probably be going a lot more cash, you know?

[00:10:31] Or I don’t know. Yeah. Yeah. No, I follow you. It’s interesting. It’s interesting to hear you say that, because I’ve got I’ve actually I’ve got a little bit money in a self-directed Ari. It’s been sitting there way too all in my opinion. It’s been there somewhere for like six months. And so if challenge myself this week to look at three deals and really. I know.

[00:10:53] And sometimes it’s not even about investing. It’s just about looking at the deals as if you know.

[00:10:58] Yeah. Yeah. But I’ll probably I’m like you. I’ll probably pull the trigger on something because I can’t stand it. I can’t not do.

[00:11:08] One of the things that I’ve found is the more broke I am, the more hungry I am to go.

[00:11:15] So I say to my mastermind last week when I said, hey, I’m gonna. This is what I’m going to do. I need to be broke. I need to be more because the hunger is not there to do anything. But I want to do it with, you know, to make sure that we’re we’re hitting on all those investing criteria. Yeah. Yeah. So you’ve written a couple of books for those people who’ve been hiding under a rock and don’t know about six, seven, six steps to seven figures that was released I think is 2015. Right. Was on the W 2011 actually. Oh okay. It was on a debit to Coppola’s the eight must reads in twenty eighteen.

[00:11:55] Laughs Thank you. Thank you very much.

[00:11:57] You’re welcome. And now you’ve got the tribe of millionaires, which is what this book Twenty must read, guys. Yeah, it is. It is. It’s definitely, definitely a piece for the for the mastermind members to grab. But tell us a little bit about this both. And I’m going to let you I’m going to say a couple of things that will let you kind of dive into this. But this is a book you co-authored with David Osborne. Correct? Who’s who I know by Wealth Can’t Wait. OK. McCarthy and Tim Rohde. Yes. But tell us a little bit about the reason behind the book and kind of what what you guys went into to go after.

[00:12:37] So, OK. So, yeah. Great question. I mean, so essentially so we we run a company called Abundance, which is a men’s master mine men’s business master mine for millionaires, millionaires plus. And what we do is we get together several times a year and we talk about how to make more money, what’s working, what’s not, how to have better relationships, had a healthier things like that. And we knew we wanted to write a book. We have two hundred twenty five members now. We just opened up a women’s go abundance for women, which has 41 members. And we knew we wanted a book to kind of explain this to people and we didn’t know how to do it. So we hired an author named Dan Clements. He.

[00:13:29] He he writes for Dan Hardy of Success magazine, who writes for how Elrod he wrote David Osborn’s books.

[00:13:37] And so he came up with twenty seven abundance members to Japan. He flew to Japan with us and he hung out for a week with us in Japan. And he interviewed all 27 members. And then from that, he created some characters and wrote a story and basically a story about a guy named Ethan Martinez.

[00:14:00] And Ethan has a falling out with his father. Twenty years go by, they don’t speak. His dad dies, he goes to the funeral, and lo and behold, he thinks his dad’s a deadbeat, but low and behold, six guys are carrying the casket. All right. Six pallbearers. They’re all millionaires, multi-millionaires, all very fit.

[00:14:22] I have great relationships and he’s like hardly holy dirt. What’s going on? I thought my dad was a jerk. How did this happen? And as soon as he joined, that was mine. One of them comes over and is like, Ethan, we want to settle the estate with you. Your dad put me as executor.

[00:14:38] But before we can settle it, you need to come hang out with us on an island. And get to know us. So Ethan goes to the island on a private jet with these billionaires, and what ensues are six lessons that he learns while he’s hanging out with the rich guys. And in the end, it’s all about the effects that happen when you surround yourself with successful people or for that matter, unsuccessful people. Yeah. Does that make sense?

[00:15:15] Absolutely. Yeah. So my high school baseball coach had this to say. And it’s very much all along those lines. You run dogs, you can catch fleas. Indeed. Yeah. I got to ask you the part in the book where they go and they jump into this cave. Is that a real place?

[00:15:35] You know, here’s the thing. We did a cave like that in Vietnam. It was called. I forget what it was called. We did two things in Vietnam, we slept in a cave and then we rappelled into a cave. So it’s not real. So, yeah, it’s based on something we really did.

[00:15:52] Gotcha. Gotcha. And I think you have one of the best reviews in the book. You had a best selling author of you. And I just want to say this because it made me chuckle. But I was like, yeah, this is it.

[00:16:03] Because as I read this after I finished the book, this is from Christopher Locky. He says, The book is a special chance to learn how to design a legendary life from a special tribe of healthy, wealthy and generous bad asses as vertical.

[00:16:21] And one of the things, too, about the book.

[00:16:22] You know, the first very first page, very first, I think was even before the first chapter. There’s a called a thing Gurinder called Action is how strong is your tribe, which is something I’ve been focused on. But you know, a guy like you ride who who we all non millionaires and inspired to be had. How does a guy like you who has all the success sort a billion dollars in real estate started go bandits and now surround yourselves with all these millionaires. And it’s not just the money piece, right? There are healthy, wealthy, everything’s part of it. How do you improve your circle to make sure you’re continuing to grow and challenge yourself in that sort of thing?

[00:17:06] Yeah, it’s a conscious level, J. I mean, it’s a really conscious level. Like when I go to a wedding and I’m scanning the room, I’m like, okay, who’s the richest guy in the room? Who’s the most successful guy in this room? You know what I mean, and. Oh, the bride’s father owns five golf courses or whatever my own. I need to go talk to the dude, right? I mean, in the end, you just have to have that consciousness right, where you’re like. That’s a person I need to get to know. Let me befriend them. You know what I mean? And I think if you have that hunger and you have that mindset, the universe will take care of that, right?

[00:17:52] Yeah, the universe will take care of you, providing you’re engaging. You’re not a jerk. Right. They like you. And of course, you eventually hopefully trade information or at least become friends on Facebook or social media like you and I did.

[00:18:09] Right. Exactly.

[00:18:10] Exactly. Exactly like you. You. There was some sort of an aggression on your part in a positive way. Right. Like. Yeah. You know what I mean? Like. Absolutely. Yeah. Apps. Yeah.

[00:18:23] And you know, that’s the thing because before. So I’m all for today. But I’m actually attending this podcast summit to learn about podcasting. Which is kind of funny. But I was like, you know what? I’ve got to drop off. I got to do this thing with Pat. And one of the previous presenters were like, hey, if you want to do this, you know, here’s my Web site to learn more. And before she had finished that, I was already on her site scheduling the time. And she you know, Jay-Z action taken was like, I’ve never really been one.

[00:18:52] But with this stuff, I really no right to just say it’s I said, it sounds like it’s almost natural for you. You know, it’s I would say that.

[00:18:59] But if you talk to my parents, they would say, no, he’s pretty much a procrastinator.

[00:19:06] Different about different things. Right. I mean, it’s all kids are like that, too, right? They’re like, you know, when it comes to your parents. And when my kids are like that, too, right. We ask to do shit around the house and takes them eight weeks, but their boss tells them something. They jump to it, man. They’re like employee of the month every month. You know, like I was at possible. I fired you seven times.

[00:19:27] You never even when I was doing my research or something else, I think I found out that we have in common. Right. And you are a four-string. Was my nose on this? You were a fourth lacrosse player, a lacrosse player. So I was a walk on college football. And you you graduated college with a two point six. Right. Yeah. Someone I barely beat you out with a 2.7. Yeah, but it’s just a testament, right. Because a lot of people that I could contact with. They don’t go to college or they think coaching is the next step. And I’m like, no, it’s not. You know, we’ve got three young kids and I don’t know. Do you encourage your kids?

[00:20:11] I mean, it is. Here’s the thing. Right. I have a couple opinions on this. Right. If you’re like Mark Zuckerberg or or Bill Gates. Right. Or both college dropouts and you have that mindset, that entrepreneurial spirit and you’re well above everybody else, you are more mature than everybody else your age, then, you know, college might not be right for you. Right. You could get to it right faster. But I think for the majority of the population, I wouldn’t necessarily discourage them from college. I got a friend who has two daughters that are highly intelligent. And usually highly intelligent means left brain, right. Like science, math. Shit like that.

[00:21:00] Right. And are strictly right brained.

[00:21:02] Yeah. Exactly. And science and math. These people do not make the best sales people. They do not make the best, you know, entrepreneurs, so to speak. Right. So, you know, encouraging them not to go to college. I could be mistaken. And he encourages them not to go to college. So now they’re like working at Starbucks, trying to figure stuff out. You know, I’m a you know what I mean, like you you wouldn’t want if you’re 18, you don’t go to college, you set up an online business of some sort and you fail.

[00:21:37] I mean, you know, kids are so sensitive these days. So what college does, I believe is, number one, it matures you, right? You know, it matures your mind so that when you get out of college. You feel like you’re taking a step backwards if you get a regular job by a regular job, I mean like Uber or bartending. Right. So if you go to college, you get a great degree in economics and then you get a bartending job, you’re gonna you’re just not going to feel good about it. Right. So. So it encourages you to get a career. Right, to look for that rather than that, you know, bartending or Uber. The other thing it does is it teaches you how to cram.

[00:22:21] It’s like your kids, you know, getting shit done and procrastinate. Well, college.

[00:22:28] Gives you the skill set, the cram, because you generally college kids don’t study for a test till the night before and then they cram like crazy, so it teaches a work ethic, I believe, on cramming. And the third thing is a teacher’s massive social skills. Now, I can tell you as a real estate agent.

[00:22:46] I have sold over a hundred houses to people who went to my college. So I.

[00:22:52] And luckily, it was an in-state college. Everyone to graduate, essentially. Not ever. Most of them stayed in state. You know, it wasn’t a lot of kids from New York and California voters. None from the West Coast was all East Coast. And it was up the bank, 90 percent lived in the state of Maryland. And over. Over a couple of decades, I sold over one hundred houses. And like, I literally saw like thirty five houses to people in the fraternity, though I was in.

[00:23:18] Now I marketed it. All right, brother. Hey, brother, you know. You know, I marketed I sent letters. I you know, everybody knew that I was the guy in real estate that graduated in that fraternity. So I think there’s a lot of benefits to college, I don’t want to say don’t go to college. I think if you prefer the right entrepreneurial spirit and the timing is right and something that you like, you don’t necessarily need to go to college.

[00:23:53] Yeah. And I think that’s where the guidance is missing for a lot of kids. Even me, you know, if you turn the time back 20 plus years ago, you know, my dad gave me the best advice that I didn’t take.

[00:24:08] And when I was in high school, he wanted me to take every summer, one summer work with a plumber, one summer work with an electrician, third summer work for the general contractor. Right.

[00:24:21] Regardless, I would be able to use those skills today.

[00:24:23] But no, that was. That’s great. Yeah.

[00:24:26] And the thing about it. He had the connections to do it. He was a fireman by by day. And then, you know, most those guys have second jobs. He’s had guys that he would trust and do that. And it was just. Now, Dan, I’m too cool for that. You know, the best advice I never did take. But you know that in now with with young kids, I kind of wonder, you know, when they get off college age, what’s what’s the what’s the answer going to be? I don’t know. You know? Yeah. Yeah. I almost won’t tell him. Hey, if you want to go party and have a good time, meet a bunch of new people, go for it. You know, I don’t know that during dad’s going to pay for it, but. But you know, go for it. But I don’t know. I don’t know. How are your kids? Five. Two and not even a year high.

[00:25:09] So one of the things my wife and I did is, you know. Well, we thought they knew that when they turned 16, they had to get a job.

[00:25:21] Yeah.

[00:25:24] And that was that, right? I mean, it was like a soon from like 10 years old. I can’t wait for you to turn 16 to get a job. You won’t ask me that. Asked me for stuff anymore. And then when they turned 16, we stopped paying them. We stopped giving them away. Like, get a job. Get a job. You want a car? Get a job. You want this. Get a job. You want you know, you want to go do this, get a job. And both of them went to get jobs. And I think you learn a lot. I think it really helps develop you to get a job done, matter what you do, but it kind of teaches you work ethic. And, you know, I feel sorry for some of these kids that are 25 years old, that have been college, and then they go to grad school and they never had a frickin job. Yeah. I mean, what do you do with that?

[00:26:08] You know, yeah, I was I was I don’t think I was supposed to, but I was working summer jobs and playing ball and going to class and also stuff. So, yeah, it definitely teaches you some skills. And I looked at it like that because I was here when I graduated. Look at all that debt that I had and how long it took me to pay those off the debts.

[00:26:28] A whole nother issue. Yeah, I think yeah. The college situation is can you go to college without, you know, without debt? And I think there’s a deflation coming in in an education. I think it’s just going to get disrupted. And I just think it’s going to get a lot cheaper. I think it’s grossly overpriced.

[00:26:47] It’s definitely grossly. All right. So we’re almost out of time here. I want to make sure we touch on a couple of things. Yeah. The book Travel Millionaires Drive a Millionaire.

[00:26:59] So I got. So, guys, you got to read this. I mean, this is it’s well-done, right? It’s not a it’s not a piece of dirt. Right. And and there’s a lot of great lessons. And what we did is we saw that the that even though it’s a fable, that the characters here are based on them, that the members are abundant. So the six pallbearers are essentially based on a twenty seven abundance members who flew to Japan together. And so they’re real life billionaires, millionaires, multi-millionaires, successful people in many ways. And so what we did is we have we printed a thousand copies and we said, you know, we’re going to say, you know, we’re gonna give a thousand copies away for free. And the way we did that is we created a Web site. It’s called Tribe of Millionaires Tribe of millionaires, dot com. And if you go there, you get a free copy. All you do is pay the shipping. It’s seven bucks. You can go to Amazon and you get it for nineteen ninety nine and pay the shipping. Well, you can get it for free on tribal millionaires dot com. Either way, you read it. We’re selling them both. Either way. So, you know, we got like 300 left of the free copy. So go ahead and grab one of those if you can.

[00:28:15] Yep. And I’ll definitely make a link to that because there are some other tools and resources out there on your Web site right from the top.

[00:28:21] Yeah, absolutely. Anything in. Yeah. In the in the travel. Emilia’s that common. If you want to learn more about abundance directly go to go blunden. So it’s like abundance but with a go go abundance. And then if you’re a woman you got to go abundance. Women dot com.

[00:28:39] Cool. So. So let’s talk about your business for a minute. You’ve got to get a few ministers first. Yes, absolutely. So I know of the program. I think you guys have a summit or something coming up here pretty soon. We do Aspen next week. That is very safe. So I don’t know that this show is going to be edited or that’s it.

[00:28:57] Yeah. I don’t expect anybody just when we have a summer. And we have a summer gig and we got lots of stuff.

[00:29:02] What happens when I say I become a member of go? What can I expect? Right.

[00:29:08] Yeah. Great question. First of all, you’ll be surrounded by other millionaires and you have to be a millionaire to get a..

[00:29:15] And yes, you do.

[00:29:17] Yeah, the woman’s is a little more liberal, but the men’s you’re gonna be a millionaire and a sense. And that’s why I wrote the book Tribe of Millionaire.

[00:29:26] So, you know, you could get by with like an accredited investor, which is what you’re making. Five hundred or something or two fifteen a year. You make 250, 250.

[00:29:41] But what what can you expect? You can expect a very, very active Facebook group.

[00:29:47] A private Facebook group is like tons of stuff on there every single day. Anybody any question you want business wise is on there. We have a a Wednesday, a standing meeting, Wednesdays call Wealth Building Wednesdays where we interview people with deals that are raising money. Like yesterday we had one the day before yesterday and Wednesday we had a parking garage in San Antonio, Texas. A guy was raising money for that. Before that, we had, you know, some multi-family in Philadelphia. Before that, we had a company called Zippy Software, which is a software for real estate agents and real estate brokers. Before that, we had T.S.A. Greenhouses, which is a greenhouse glass company. You know, just people raising money. And what happens is you go to you go to these on Wednesdays on Zoom and you just learn about angel investments and investing in real estate. And even if you don’t invest. Great. Because you learn the right questions to ask and how investing is done. We have a a regular one on health where we bring in people. They’re talking about testosterone and talking about, you know, nutrition and everything you could think of. They come on regular and for our members. And then, of course, we have the events. We have, you know, an event in Colorado in January. We have an event over the summer. It was in Austin, Texas. This year, it’s going to be somewhere not so hot. And yet, you know, we have a couples trip. We’re going to Cuba this year. And then we have our international show. We’re going to Australia. And, you know, only a certain percentage go on these smaller trips. But the opportunity is there if you want to, to join us on these trips.

[00:31:36] Yeah. Very, very cool. I’m excited to.

[00:31:41] Definitely. Jay, you need to go on to fill out an application. Go. But it’s.

[00:31:45] I like that. I’ve got to figure out what you know. I think I’ll let you guys have a family one, too. You said men and we.

[00:31:52] Got fam abundance and then people bring their kids dude like that. Right now they’re all at the X Games.

[00:31:58] So that may be the route we have to take. But I’m Joe. I’m still sitting. It’s gonna be a while.

[00:32:04] Ty would have a six month old.

[00:32:06] Yeah, it’s gonna be a while before we travel all the time. So we’ve. So we’ll see. We’ll see. Give me a year. Give me a year. How do you do? All right, Pat. We’re over on time and I appreciate it. No problem. The most. I know you do a lot of philanthropy work.

[00:32:22] We’re still involved with I got a couple of mentees in Baltimore City to a program called Children of Incarcerated Parents. And, you know, I mentor them, so to speak. And that’s the main that’s my main giveback right now.

[00:32:40] Cool. I’ll make a link to them. The services.

[00:32:43] Yeah. Baltimore City Chipps is what they call chips.

[00:32:47] And that takes me back to the California Highway Patrol with porn. Yeah, exactly. Different different chips and different guys.

[00:32:56] So, Pat, I’ll make links to note or I’ll make links in the notes to go on. Travel, millionaires, chips, any other way people would get in touch with you.

[00:33:07] You could just Google me. I’m easy to find. You know what I mean? Is Google you? Yeah. I’m all over social media.

[00:33:12] We’ll do pay. Thank you for your time. Glad we got to. Can I appreciate it.

[00:33:16] Thanks, Jay.

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